DECA HOMES - MANDAUE PRIME Developer : 8990 HOUSING DEVELOPMENT CORPORATION Location of Project : Jagobiao, Mandaue City(at the back of EVEREADY) A) PRIME REGULAR LOT: 2 Storey,2 T&B, Row house – Price P879, 000.00 Lot Area : 38 sq, meters Floor Area: 56 sq. meters Pag-IBIG Loanable amount : P 750, 000.00 Reservation FEE : P5,000 Processing Fee: P3,000 Balance (equity) payable in 12 months 0% interest or 24 months with 15% interest Monthly AMORTIZATION for 25 years (Excluding Insurances) is P 5, 800.84 B) PRIME SPECIAL LOT(corner lot with carport/fence): 2 -Storey, 2 T&B, Rowhouse with carport and fence; corner lot price ranging from P1,011,300.00 and up; Lot Area: area depends on the corner lot area Floor Area : area depends on the corner lot area Pag-IBIG Loanable amount : P 750,000 Reservation FEE : P5,000 Processing Fee: P3,000 Balance (equity) payable in 12 months 0% interest or 24 months with 15% interest Monthly AMORTIZATION for 25 years (Excluding Insurances) is P 5, 800.84 House Features: Model : Townhouse, 2-Storey, 2 Toilet & Bath Structure : Pre-Cast Concrete Wall Interior : Unpainted, Smooth Cement Finish Wall Exterior : Painted Smooth Cement Finish Floor : Plain Cement Finish Ceiling (2nd floor) Eaves & Fascia : Bended Colored Steel Windows : Aluminum Jalousie w/ Glass Door : Hollow Core, Flush Type T&B Floors : With Tiles Wall : Plastered with 0.60m H Tiles Toilet : Flush Type Lavatory : White Kitchen Counter : With Tiles Kitchen Sink : Pre-Fab Concrete Sink Stairs : Concrete Roof Framing Steel Purlins Roofing Colored Sheet, Gauge 28 Gutter Front : False Gutter, Colored Steel, Spanish Design Rear : None Water Lines : PVC Pipes and Fittings Water Connection : Separates Charge Electrical Lines : Complete Electrical Connection : VECO, Separate Charge Subdivision Features: · Concrete Roads · Concrete Curbs & Gutter · Underground Drainage System · Entrance Gate with Guard House · Basketball Court · Chapel · Multipurpose Hall · Commercial Area · Each Phase Provided with: . Ample Area for Community Facilities & Open Space · Perimeter Security Fence · Centralized Water System w/ OH Tank PAYMENT TERMS: Pag-IBIG Financing Pag-IBIG Loanable amount : P 750,000 Reservation FEE : P5,000.00 Processing Fee: P3,000.00 Balance (equity) payable in 12 months 0% interest or 24 months with 15% interest Monthly AMORTIZATION for 25 years (Excluding Insurances) is P 5, 800.84 Sample Computation: Regular Lot Area : 38 sq meters Floor Area : 56 sq meters Regular Price : PhP 879,000 Add: Processing Fee : PhP 3,000 Sub Total : PhP 882,000 Less: Reservation Fee : PhP 5,000 Sub Total : PhP 877,000 Less: Pag-IBIG Loanable amount : (PhP 750,000) Equity : PhP 127,000 Payable in 12 months ZERO INTEREST : PhP 10,583.33 Payable in 24 months 15% INTEREST : PhP 6,158.23 Premium & Corner Lots are also available IN HOUSE- FINANCING Reservation FEE : P5,000 Processing Fee: P3,000 20% Downpayment payable in 6 months 0% interest 80 % Balance in 5 to 10 yrs with 20% interest per annum Sample Computation: Regular Lot Area: 38 sq meters Floor Area: 56 sq meters Regular Price: PhP 879,000 Add: Processing Fee: PhP 3,000 Sub Total : PhP 882,000 20 % DOWNPAYMENT: PhP 176,400 Less: Reservation Fee : PhP 5,000 Sub Total : PhP 171,400 Payable in 6 months : PhP 28,566.67 80 % BALANCE : PhP 705,600 Payable in 5 years @ 20% interest per annum(.02649387) : PhP 18,694.03 Payable in 10 years @ 20% interest per annum(.01932556) : PhP 13,636.14 Premium & Corner Lots are also available QUALIFICATION REQUIREMENTS FOR PAG-IBIG MEMBERS At least 24 months PAG-IBIG member or have paid 24 monthly contribution at the time of loan application (lump sum) (HDMF Circular No. 189-C); Three (3) pcs. 1” x 1” picture (original copy); Two(2) valid IDs Latest Residence Certificate or Passport; Birth Certificate (if single), Marriage Contract (if married); Checking Account (PDC); Certificate of Employment & Compensation duly notarized; Latest Pay slip (1 month) Latest BIR Form No. 2316(Certification of Compensation Payment/Tax Withheld); Latest Service Record (for government employees); Unexpired Job Contract with VISA(OFW ONLY) ADDITIONAL REQUIREMENTS FOR SELF EMPLOYED/PROFESSIONALS PRC ID & PTR; Latest Income Tax Return with Financial Statement and audited report by a CPA; Business Permit; DTI or SEC Registration of business or corporation IN-HOUSE FINANCING (IHF 5YEARS TO PAY) Proof of billing (at least 2); Certification of Proof of Billing (if Buyer is based abroad); Marriage Contract; Passport and Residence Certificate; Special Power of Attorney (if buyer is not around sign documents) RESERVATION FEE is P5, 000.00 which will form part of the Total Selling Price and will be deducted from the equity payment (non-transferable, non-refundable and valid for one (1) month only)… Processing Fee: P3,000 |