Location
Barangay Lantic, Carmona Estates, Carmona Cavite 15 - 20 minutes from Festival Mall, Metropolis Alabang & Ayala Town Center. 30 minutes to Makati via Newly built/expanded South Luzon Expressway. Near to Schools such as - Brent College, Don Bosco College, University of Perpetual Help (Binan), DeLa Salle (Laguna), STI College, Colegio De San Agustin, Accessable Hospitals - Asian Hospital, Calamba Medical Center,
House Features Lot Area: 88 sq. m., Floor Area: 104 sq. m., (4) Bedrooms, (2) Toilet and Bath, Living Area, Kitchen Area, Dining Area, Laundry / Service Area, Provision for (2) Car Garage, Provision for Front Lawn, Provision for CATV, Telephone and Air-conditioning Unit
House Finishes Pre-painted Long Span Roofing, Painted Exterior and Interior Walls, Tiled Kitchen Counter with Stainless Kitchen Sink, Tiled Toilet and Bath, Ceramic Bathroom fixtures
Amenities Entrance Gate, Basketball Court, Clubhouse, Swimming Pool, Shuttle Service, Concrete Road Network, 24-hour Security, Electricity provided by Meralco, Centralized Water System, Chapel
OAKWOOD_B AT CARMONA ESTATES Barangay Lantic, Carmona, Cavite
Sample Computation
OPTION 1. Inhouse Payment Scheme (Inner Lot)
Lot Area: 88 ` Floor Area: 104 sq.m. Selling price P1,625,000.00 Total Contract price P1,698,125.00 Down Payment (20%) P325,000.00 Additional Processing Fee (4.5%) P73,125.00 Equity P398,125.00 Less Reservation Fee P20,000.00 Net Equity P378,125.00 Monthly Equity (15 mos. to pay ) P21,006.94
Monthly Amortization Loanable Amount P1,300,000.00 0.025393427 - 5 years to pay (18%) P33,696.63 0.019993167 - 10 years to pay (21%) P26,676.30
Note: * Fire and MRI (Mortgage Redemption Insurance) are included in Inhouse Amortization. * Buyer can only transfer after paying the Full Downpayment, and after loan take-out. * Processing Fees does not include Transfer of Title for Inhouse Payment Scheme. * Processing fees includes one year Advance Real Property Tax, Advance 1 year Fire/MRI Insurance, Advance Homeowners Dues and Documentation/Notarial fees
OPTION 2. Bank Payment Scheme (Inner Lot)
Lot Area: 88 ` Floor Area: 104 sq.m. Selling price P1,625,000.00 Processing Fee (.08%) P130,000.00 Total Contract price P1,755,000.00 Down Payment (20%) P325,000.00Less Reservation Fee P20,000.00 Net Equity P305,000.00 Monthly Equity P16,944.44
Monthly Amortization Loanable Amount P1,430,000.00 0.021493900 - 5 years to pay P31,470.21 0.013493500 - 10 years to pay P20,029.63 0.011053989 - 15 years to pay P16,541.13 0.009983799 - 20 years to pay P15,010.76 0.009441817 - 25 years to pay P14,235.73 Note: * Fire and MRI (Mortgage Redemption Insurance) are included in the Bank Monthly Amortization Computation. * Buyer can only transfer after paying the Full Downpayment, and loan take-out. * Processing Fees includes Transfer of Title. * Interest rate is reference only. * Prevailing interest rate will apply upon loan takeout. * Bank terms for OFW is 15 yrs while locally employed has up to 25 yrs. * Bank maximum terms depends on salary & age (loan maturity is 55 yrs.). * The Developer will process the Bank Payment Scheme.e.
OPTION 3. Cash Payment Scheme (Inner Lot)
Selling Price P1,625,000.00
Less: Reservation Fee P20,000.00
Selling Price Net of Reservation Fee P1,605,000.00
10% Discount within 7 days from the date of reservation P1,444,500.00
9.5% Discount within 8 to 30 days from the date of reservation P1,452,525.00
9% Discount within 31 to 60 days from the date of reservation P1,460,550.00
8.5% Discount within 61 to 90 days from the date of reservation P1,468,575.00
Note: * Legal & Miscellaneous Fees are not included in the computation of the discount for Cash Payment Scheme.
|