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Listing ID: 61212

carmona estates
4,989.77/mo.amort

FOR SALE: Apartment / Condo / Townhouse - Cavite

FOR SALE: Apartment / Condo / Townhouse Cavite
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PROPERTY DESCRIPTION:

House Features:

- Two (2) Storey

- Three (3) Bedrooms with partition
- One (1) Toilet and Bath
- Living Area

- Dining Area

- Kitchen Area

- Provision for Service/Laundry Area

- Provision for One (1) Car Garage

 

House Finishes:

- Pre-Painted G.I. Sheets
- Steel Casement Windows

- Pre-cast Panel System

- Painted Exterior & Interior Walls
- Water Closet
- Tiled Kitchen Counter
- Tiled Bathroom
- Floor Cement Finish

 

Amenities:
- Village Club House and Multipurpose Area, Swimming Pool, Shuttle Service,
- 24 Security, Basketball Court and kids play ground, Landscaped Open Spaces
- Elegant Entrance Gate, Energized by Meralco, Centralized Water System

 

LAND MARK

Malls
- 3 Minutes drive to Walter mart Carmona, Cavite
- 15 Minutes drive to SM Dasmarinas, Cavite
- 10 Minutes drive to Alabang Town Center (ATC) and FIESTA MALL (Via SLEX)

Schools
- Perpetual College, (Binan), De La Salle Univ. (Laguna), STI College (Carmona), Colegio San Agustin.

Banks
- BPI, China Bank, Metro Bank, Allied Bank, BDO, Land Bank, etc.

Resorts/Restaurants
- Splash Island, Barrio Fiesta, (Carmona), Southwood Manor, (Golf & hotel restaurant), 30-45mins drive to TAGAYTAY

Just 30 minutes away from Makati Central Business District, Cypress is situated in Carmona, Cavite (almost boundary of Laguna). Very close to access roads leading to schools country clubs, hospitals and shopping centers.

Carmona Estates Map, Cavite by www.modernlivingphils.com

Carmona Estates, Cavite, Map by www.modernlivingphils.com

SAMPLE COMPUTATION - PAG-IBIG FINANCING

(This Inner Unit Will be Ready for Occupancy in 12-14 mos.)

Block: 22
Lot: 38

Total Contract Price................................................. 840,000.00

Less: Loanable to Pag-ibig....................................... 750,000.00

Required Equity.......................................................... 90,000.00

Less: Reservation.......................................................... 7,500.00

Net Equity
................................................................... 72,500.00

Monthly Equity for 12 mos
........................................... 6,875.00


Balance Loanable to Pag-ibig................................... 750,000.00

 

Monthly PAG-IBIG Amortization:

10 yrs @ 7%.................................................................. 8,708.13
15 yrs @ 7%.................................................................. 6,741.21
20 yrs @ 7%.................................................................. 5,814.74
25 yrs @ 7%.................................................................. 5,300.84
30 yrs @ 7%.................................................................. 4,989.77

Fire and MRI Insurance not included.

Note:

  • Developer accepts/process Pag-ibig Financing for Cypress house model.
  • Processing fee includes transfer of title and other processing expense.
  • Buyer can move in upon full payment of equity and Pag-ibig loan take-out. Normally about 12 months from first downpayment. Submission of full documents needed within 15 days from date of reservation

FREQUENTLY ASK QUESTION

1. How much is the Reservation Fee?

Ans. Reservation Fee varies according to the selling price of the house. For example, the Reservation Fee for Cypress is 7,500.00 pesos.

2. Is the Reservation Fee refundable?

Ans. It is not refundable but it is part of the downpayment.

3. Can buyer upgrade or transfer to another unit with a higher price?

Ans. Yes, provided under same developer. All payments will be credited to the new unit chosen. No penalty or deductions on the previous payments, only transfer fee of 3,000 pesos.

4. When will be the first monthly payment for equity?

Ans. Your first downpayment will start 30 days after paying the reservation fee.

5. When will be the first monthly payment for amortization?

Ans. The first monthly amortization will start after you have fully paid the net equity.

• Day 1 .....................Reservation
• Day 7-15.................Submission of Requirements
• Month 1...................1st Monthly Equity or Downpayment
• Month 2...................2nd Monthly Equity or Downpayment
• Month 3-12 .............Remaining Monthly Equity or Downpayment
• Month 13 ................1st Monthly Amortization and Turnover

6. Is the house ready for occupancy?

Ans. Construction of the house will start during the payment of equity. If ever there are available Ready For Occupancy (RFO) units, full equity must be paid and loan has been taken-out by Pag-ibig before buyer can move-in. Please take note that turn-over unit has only cement finish flooring in all floors. Buyer will shoulder the cost of tiles intallation.

7. How can I apply for a Pag-ibig Housing Loan?

Ans. Developer will handle Pag-ibig processing. Just submit all the required documents.

8. What are the requirements for Pag-ibig Housing Loan?

Ans. If locally employed, here are the requirements

1.) 3 pcs. ID picture 1x1 (applicant)
2.) 2 Valid ID's (if married: husband & wife & Attorney-in-Fact)
3.) Cedula
4.) Birth Certificate (if single) or Marriage Contract (if Married)
5.) Proof of Billing Address or Certification from Owner if Renting
6.) Payslip (3 months)
7.) MSVS - Membership Status Verification Slip from Pag-ibig)
8.) Pag-ibig Counselling from the Developer
9.) TIN
10.) Certificate of Employment with Compensation
11.) ITR
12.) Postdated checks: Developer will give a Bank Referral Letter so Buyer can open a checking account. Only Php5,000 needed to open an account.
........a.) 12 pcs. Or as per Downpayment/Equity term chosen
........b.) 44 pcs. for Monthly Amortization
........c.) 2 pcs. Realty Property Tax (2 yrs.)
........d.) TOTAL 58 CHECKS

If OFW - Add these documents:

13.) Passport (Xerox)
14.) Job Contract

(All requirements must be submitted within 30-60 days from Reservation date)

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LISTED BY:
kingskid realty corp.
Chat Quilatan

REBL No: #2257
Hello i am a licensed real estate agent im handling several accounts ..will help u provide ur needs regarding financing loans to any property u wish to invest feel free to visit my own website at www.Chatphilippinehomes.blogspot.com

CONTACT INFORMATION:
Address: bacoor,cavite
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Mobile: +639202513549/09159981031
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Webpage: www.chat.quilatan.bahay.ph
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