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Listing ID: 86413

Cavite -Imus Alapan
PHP. 2,350,000
120 SQM
FOR SALE: Apartment / Condo / Townhouse - Cavite > Imus

                                                GABRIELLE HOUSE AND LOT IN CAVITE FOR SALE FOR ONLY P18K PER MONTH
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PROPERTY DESCRIPTION:

LANCASTER ESTATES – GABRIELLE SINGLE ATTACHED

 

 

Alapan, Imus Cavite  (Near Cavitex)
Floor Area: 84 sqm | Lot Area: 120 sqm
1 Bedroom / 1 Toilet & Bath / Living Area
Dining Area / kitchen Area / 2 Carport – Ground Floor
2 Bedroom / 1 Toilet & Bath – Second Floor
House is NOT attached to the next house
You have your own Linear Park at your own Backyard
Low Monthly Amortization of P18,600/mo
thru Bank Financing 20 yrs @12.5% Interest.
STATUS: For Construction (13th to 15th month Move-in)

 

Gabrielle Single Attached, Lancaster Estates feature a linear park at every backyard. It is specifically designed to make family and neighborly ties stronger and for residents to enjoy the traditional comforts of home – vast spaces, good ventilation, abundant natural light and safe playground.

 House Features:

  • House Type : Single Attached 2-storey
  • Floor Area: 84 sq. m.
  • Lot Area: 120 sq. m.
  • Three (3) Bedrooms with Partition
  • Two (2) Toilet and Bath
  • Living Area
  • Dining Area
  • Kitchen
  • Provision for Lanai
  • Provision for Two (2) Car Garage
House Finishes:
  • Concrete roof tiles
  • Powder coated aluminum window
  • Pre cast wall panels
  • Painted sand blast finish for exterior walls
  • Painted plain cement finish for interior walls
  • Tiled Toilet & Bath
  • Tiled Kitchen Counter with stainless kitchen sink
  • Ceramic tile flooring for living, dining, and kitchen areas
  • Vinyl tile flooring for bedrooms, hallway, and staircase
  • Provision for CATV, telephone, and AC outlet

Ground Floor

  • Kitchen – 6.40 sqm (68.85 sq.ft)
  • Dining Area – 8.20 sqm (88.21 sq.ft)
  • Living Area – 9.20 sqm (98.97 sq.ft)
  • Den / Guest Room – 11.50 sqm (123.72 sq.ft)
  • Toilet 1 (Ground Floor) – 3.60 sqm (38.73 sq.ft)

Second Floor

  • Bedroom 2 – 11.50 sqm (123.72 sq.ft)
  • Master’s Bedroom – 19.40 sqm (208.71 sq.ft)
  • Toilet 2 – 5.00 sqm (53.79 sq.ft)
  • Others – 9.20 sqm (98.97 sq.ft)

Dressed-Up Model

 

 

 

Turn Over Photos

 

 

 

Option 1: Bank Financing | In-House Financing

TERMS BANK FINANCING IN-HOUSE FINANCING
  12.5% DP 24 Months DP
Selling Price Php 2,200,000.00 Php 2,200,000.00
Add: Legal and Misc. Fees Php 176,000.00 (8%) Php 99,000.00 (4.5%)
Total Package Price Php 2,376,000.00 Php 2,299,000.00
Down payment Php 297,000.00 (12.5%) Php 689,700.00 (30%)
Less: Reservation Php 20,000.00 Php 20,000.00
Net Down payment Php 217,600.00 Php 669,700.00
Monthly DP Php 18,466.67 (15mos) Php 27,904.17 (24mos)
Total Loanable Amt. Php 2,079,000.00 (87.5%) Php 1,609,300.00 (70%)

 

Monthly Amortization @ 12.5% (Prevailing Bank Rates will apply):

20 yrs Php 20,062.80  
15 yrs. Php 22,341.04  
10 yrs. Php 27,474.14 Php32,175.00
05 yrs. Php 44,172.60 Php 40,865.64

 

NOTE:

  • Fire and MRI insurance not yet included in the computation.
  • Move-in on the 13th to 15th month.
  • Monthly Amortization payments will start a month after the last Down Payment.
  • Processing Fees includes Transfer of Title for Bank Financing. Transfer of Title not yet included for In-house financing.
  • Interest rate is reference only.
  • Prevailing interest rate will apply upon loan takeout.
  • Bank terms is up to 20 yrs. maximum.
  • Developer will process loan. Tied up with Metrobank, UCPB, and BDO.
  • Bank maximum approved amount will depend on salary & age (loan maturity is 65 yrs.).

Option 2: CASH PAYMENT SCHEME

(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)
PRICE STARTS AT PHP 2,200,000.00 AND UP

Typical Selling Price Php 2,200,000.00
Less: Reservation Fee Php 20,000.00
Selling Price Net of Reservation Fee Php 2,180,000.00
10% Discount within 7 days from the date of reservation Php 1,962,000.00
9.5% Discount within 8 to 30 days from the date of reservation Php 1,972,900.00
9% Discount within 31 to 60 days from the date of reservation Php 1,983,800.00
8.5% Discount within 61 to 90 days from the date of reservation Php 1,994,700.00

Bank Financing Guidelines (BDO)

  • Now, applying for a housing loan is easy and simple.
  • As long as you’re working, you’re qualified.We are accredited with BANCODE ORO (BDO) UNIBANK.
  • Developer will process your bank loan. Just submit required documentswithin 60 days.

General Requirements

  • Duly Filled-up Bank Form
  • 3pcs. ID picture (husband/wife/SPA)
  • Marriage Contract when applicable
  • Photocopy of two (2) Valid IDs (Husband/Wife/SPA)
  • Tax Account No. (TIN)
  • Proof of Billing

Note:

Bank Forms

for borrower signature will be given during reservation.

  • OFWs who are unable to personally sign bank loan documents mustsubmit Consularized Special Power of Attorney (SPA) designating theirrepresentative (must be a relative up to the 2nd degree of consanguinityor affinity)

Eligibility Requirements

  • At least 21 years old but not more than 65 years old upon loanmaturity.
  • Must have no adverse credit findings with CMAP & NFIS
  • NO default in monthly DP payments for 3 consecutive months and/ormust not have incurred delays in payments of 5 months or more within the12-month DP Term.
  • Locally employed applicants must submit latest ITR/W2.

Requirement if Locally Employed

  • Latest Income Tax Return (ITR)

Note:

The income

stated in the Income Tax Return will not be the basis of loan approval. This is

just to comply a Central Bank requirement.

Credit Evaluation Process

  • Subject only to CMAP/NFIS (Negative File Info System) and
  • Personal Data/Residence and Neighborhood checking (PDRN)
  • Verification of Income is waived.

Note:

Client

must not have legal cases, bad credit card record that result in a legal case

or previous bank loan that were not paid.

Downpayment Term

  • 12 Months
  • 6Months for RFO Units

Move-in

  • 13th month from date of reservation
  • 7th month from date of reservation for RFO Units

Maximum Loan Term

  • 20 Years, provided borrower’s age does not exceed 65 at loanmaturity

Mode of Payment

  • The ten percent (10%) DP shall be paid in 12 (or 6 for RFO Units) equalmonthly installments through post-dated checks (PDCs) payable to toProperty Company of Friends, Inc. (PCFI)
  • Monthly loan amortization shall be paid via an Automatic Debit Arrangement(ADA)with BDO. UPon release fo the Letter of Guaranty(LOG) from BDO, the buyershall be advised to open a savings account with any BDO Branch for thispurpose.

Loan Value

  • 90% of Total Contract Price
  • 88% of Total Contract Price for Alice & Diana House model

Interest Fixing

  • 10% P.A. Fixed for 3 Years; Annual re-pricing thereafter

Bank Financing Guidelines (24 Months DP)

  • Now, applying for a housing loan is easy and simple.
  • As long as you’re working, you’re qualified.
  • We are accredited with Metrobank (MBTC) and UnitedCoconut Planters Bank (UCPB).
  • Client must decide which Bank to apply during reservation.
  • Client is allowed to change financing within 30 days from reservationdate.
  • Developer will process your bank loan. Just submit required documentswithin 60 days.

General Requirements

  • Duly Filled-up Bank Form
  • 3pcs. ID picture (husband/wife/SPA)
  • Marriage Contract when applicable
  • Photocopy of two (2) Valid IDs (Husband/Wife/SPA)
  • Tax Account No. (TIN)
  • Proof of Billing

Note:

Bank Forms

for borrower signature will be given during reservation.

Requirement If OFW – Metrobank

  • Consularized Special Power of Attorney (SPA) (Bank Form)

Note:

Consularized SPA is a MUST requirement when transferring Certificate of

Title to Client’s name.

This is required by the Register of Deeds.

Requirement If OFW – UCPB

  • Consularized Special Power of Attorney (SPA).
  • Accepted are immediate family members only (UCPB Bank Form)
  • No Income Tax Return needed.

Requirement if Locally Employed – Metrobank &

UCPB

  • Latest Income Tax Return (ITR)

Note:

The income

stated in the Income Tax Return will not be the basis of loan approval.

This is just to comply a Central Bank requirement.

Credit Evaluation Process

  • Subject only to CMAP/NFIS (Negative File InfoSystem) and
  • Personal Data/Residence and Neighborhood checking (PDRN)
  • Verification of Income is waived.

Note:

Client

must not have legal cases, bad credit card record that result in a legal case

or previous bank loan that were not paid.

Eligible Age of Borrower – Metrobank

  • 21 yrs old and up

Eligible Age of Borrower – UCPB:

  • 18 yrs. old and up but not more than 65 yrs old when loan matures (fullypaid)
  • If OFW, must not be more than 60 yrs. old when loan matures (fullypaid)

Eligible Occupation For OFW

  • If Immigrant or Dual Citizen, borrower is required to have a co-borrower (regardless of income), who is an immediate family member residing inthe Philippines.
  • OFW working in war-torn countries shall not be acceptedCopy of LatestPassport with date of departure and arrival.

Maximum Term

  • MBTC: Locally Employed – 25 yrs. / OFW – 15 yrs
  • UCPB: Locally Employed and OFW – 20yrs.

Mode of Payment

  • MBTC: Automatic Debit Arrangement from Bank account
  • UCPB: Postdated Checks (PDC) or Automatic Debit ArrangementForm

Loan Value

  • MBTC: 80% of Total Contract Price
  • UCPB: 80% of Total Contract Price. Minimum Amount:500,000

Interest Fixing

  • MBTC: 10 yrs. @ 10.5% (reference only). Amortization is the samefor 10 yrs.
  • UCPB: 5 yrs. @ 10.25% (reference only). Amortization is the samefor 5 yrs.

Note:

After 5 or

10 yrs, loan balance will be recomputated again base on prevailing interest

rate.

Requirements for In-House Financing

In House (Initial Requirements)

  1. Latest proof of income.
  2. 3pcs. recent 1 x 1 I.D. pictures
  3. Marriage Contract, Birth Certificate, or Separation papers (if needed)
  4. Community Tax Cert. No.
  5. Complete post dated check for Equity and Amortization
  6. TIN

Additional Requirements for OFW

  1. Initial requirements
  2. Job Contract
  3. Passport
  4. Special Power of Attorney (SPA)
  5. Valid I.D. of Attorney in Fact
  6. 1pc. I.D. picture of Attorney in Fact
  7. Residence Certificate of Attorney in Fact

Self-Employed

  1. Initial Requirements
  2. Affidavit of Income
  3. Business Name and Permit
  4. Passbook with 3 months maintaining balance
  5. ITR

Antel In-House Financing Requirements

  1. Signed Reservation Agreement
  2. 1st Monthly Amortization for Down Payment
  3. Valid ID – If Married, both Husband and Wife
  4. Photocopy of Birth Certificate -Single ; Photocopy of MarriageContract – Married
  5. Tax Identification Number (TIN)
  6. Complete Post Dated Checks

 

Lancaster Estates

 

Lancaster Estates is located in Alapan, the municipality which will be the center of the next major estate development in Cavite. A 300 – Hectare Master planned Community covers Kawit Cavite, Imus Cavite and General Trias Cavite. Thus, the project is near the major business and commercial establishments in the municipality. Just 18 mins to SM Mall of Asia.

Lancaster Estates beckon with the kind of life you’ve always wanted for you and your family. A delightful combination of convenience, practicality and accessibility all rolled into one picturesque package.

At Lancaster Estates, one can enjoy the convenience of city living with social and commercial establishments nearby, yet relish the tranquil atmosphere found within the confines of this village, as well. You have the option of staying indoors in your spacious home away from the busyness of the city. Or, you could take part in the happenings in and around the village.

At Lancaster Estates, there is always something enjoyable to do. Having your own country club and recreation facilities are an added premium that truly make you feel like you’re living life to the fullest.

Accessibility

  • Less than an hour drive from Manila:Through Coastal road, passing through Bacoor Poblacion, Tirona Highway and Covelandia Road
  • Via Aguinaldo Highway, passing through
  • Bukandala and Alapan Road
  • From SM Bacoor, passing through Tirona Highway and Binakayan

Amenities

  • Parks and Playground
  • Entrance Gate
  • With Existing Clubhouse and Swimming Pool
  • Shuttle Service to and from Major Establishments
  • 24-Hour Security
  • Membership to the Country Club

 

Commercial Establishments

Wet Market

  • Imus Public Market
  • Binakayan Market
  • Tejero Market

Malls / Supermarket

  • Malvar Supermarket
  • Emilio’s Mart
  • SM imus
  • Robinson’s Imus
  • FRC Supermarket
  • Lotus Mall

Hospital / Clinic

  • Kawait Kalayaan Hospital
  • Divine Grace Medical Center
  • Korea-Philippines Friendship Clinic
  • Our Lady of Pillar Medical Center

Schools

Primary

  • Maliksi Elem. School
  • Paaralang Elementarya ng Poblacion
  • Paaralang Elementarya ng Bacoor
  • Mabolo Elementary School
  • Alapan Elementary School
  • Imus Pilot Elem. School

Secondary / Tertiary

  • St. Michael Institute
  • St. Matthew School of Cavite
  • Cavite School of Life
  • Livingston Seagull International
  • Far East Maritime Foundation
  • Asiana Halia Montessori
  • Bacoor Evangelical School
  • St. Perigrine Institute
  • Imus Institute
  • Cavite State University
  • San Sebastian College
  • Dela Salle University
  • St. Paul University
  • Nineveh Academy
  • Mother Theresa School
  • Elizabeth Seton
  • Theresian School of Cavite

Churches

  • Imus Cathedral
  • Immaculate Heart of Mary
  • San Isidro Labrador
  • Poong Hesus Nazareno
  • St. Augustine of Canterbury

Other Denominations

  • Iglesia ni Cristo
  • Bacoor Evangelical Church
  • Jesus Is Lord
  • Jesus is Alive
  • Unida Evangelical Church


 


Lancaster Estates Advantage:

1. Township

  • Lancaster Estates features Multi purpose community, church, schools, and commercial area
  • Features complete amenities like: Country Club, swimming pool, children’s playground, church, and park
  • Eco-Friendly development through a Linear Park

2. Location, Location, Location

 

 

  • Near Island Cove
  • Access through the new Coastal Road Extension. No need to pass through Aguinaldo Highway
  • Near SM Bacoor and SM Rosario
  • Near Robinson’s Imus and Puregold Imus

 

Access Road:

  • Via Centennial Road (4 Lane Highway)
  • Via On-Going Construction Coastal Road Extension – Baclaran will be 15mins away.
  • Via On-Going Daang Hari Extension

 


CONTACT NOW FOR FREE SITE VIEWING!

Lorie Uy

Website:

http://www.cavitehouse.com/

Email:

[email protected]

Contact Number:

09239026964

861-03-31

 

 

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LISTED BY:
Green Circle Realty
Lorie Uy

REBL No:
Helping People to have their own House And Lot in Cavite

CONTACT INFORMATION:
Address: 902-B West Tower Tektite Ortigas Center
Email: Send An Email
Mobile: +639239026964
Landline: 028610331
Webpage: http://www.cavitehouse.com
WE HANDLE PROPERTIES IN THESE LOCATIONS:
Cavite
Cavite > Bacoor
Cavite > Dasmarinas
Cavite > Imus
 
 
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