| RIO DE ORO RESIDENTIAL ESTATES BRGY. BUENAVISTA 1, GEN. TRIAS, CAVITE DEVELOPER: STA. LUCIA REALTY & DEVELOPMENT, INC. Nestled within a prime residential development area along Gen. Trias Provincial road, Rio De Oro is only 3 Km. from Governor’s Drive, and minutes to commercial centers, fast food centers, and other important establishments. Rio De Oro builds on the natural advantages of its location. Lush trees grow on river banks at front and back of the property, creating the community’s cool ambience. FEATURES AND AMENITIES: · Entry statement along national road · Entrance gate and guardhouse · Clubhouse · Basketball court · Tennis / badminton court · Swimming pool · Children’s playground · Landscaped open spaces · Concrete road network · Concrete sidewalks, curbs and gutters · Meralco electrical power · Centralized water system · Underground drainage system TERMS: ALTERNATIVE 1 ( 15% DOWNPAYMENT – 6 MONTHS TO PAY ) 85% BALANCE 5 OR 10 YRS. TO PAY @ 14% INTEREST P.A ALTERNATIVE 2 ( 20% DOWNPAYMENT - 3 MONTHS TO PAY ) 80% BAL. 5 0R 10 YRS. TO PAY @ FIRST YR. NO INTEREST ALTERNATIVE 3 ( 20% OUTRIGHT DOWNPAYMENT ) 80% BALANCE PAYABLE IN 2 YRS. TO PAY ZERO INTEREST SAMPLE COMPUTATIONS : RESIDENTIAL LOT ONLY 120 SQM. AND ABOVE | | INNER LOT | | LOT AREA | 120 sqm. | | PRICE/SQM. | P 3,000 | | TOTAL CONTRACT PRICE | P 360,000 | | | | | ALTERNATIVE 1 ( 15 % DOWNPAYMENT ) | | | | | | OPTION 1 | | | 15% DOWNPAYMENT | P 54,000 | | LESS RESERVATION FEE | P 5,000 | | 10% DISCOUNT WITH IN 7 DAYS | P 5,400 | | NET DOWNPAYMENT | P 43,600 | | | | | OPTION 2 | | | 15% DOWNPAYMENT PAYABLE IN 6 MONTHS | P 54,000 | | LESS RESERVATION | P 5,000 | | NET DOWNPAYMENT | P 49,000 | | MONTHLY FOR 6 MONTHS | P 8,166.70 | | | | | 85% BALANCE | P 306,000 | | | | | MONTHLY AMORTIZATION | | | SCHEME A. | | | 5 YEARS TO PAY @ 14% INTEREST P.A | P 7,120.62 | | | | | SCHEME B. | | | 10 YEARS TO PAY @ 14% INTEREST P.A | P 4,752.18 | | | | | | | | | | | ALTERNATIVE 2 ( 20% DOWNPAYMENT ) | | | | | | OPTION 1 | | | 20% DOWNPAYMENT | P 72,000 | | LESS RESERVATION FEE | P 5,000 | | 10% DISCOUNT WITH IN 7 DAYS | P 7,200 | | NET DOWNPAYMENT | P 59,800 | | | | | OPTION 2 | | | 20% DOWNPAYMENT PAYABLE IN 3 MONTHS | P 72,000 | | LESS RESERVATION | P 5,000 | | NET DOWNPAYMENT | P 67,000 | | MONTHLY FOR 3 MONTHS | P 22,333.33 | | | | | 80% BALANCE | P 288,000 | | | | | MONTHLY AMORTIZATION | | | SCHEME A. | | | 5 YEARS TO PAY | | | FIRST YEAR NO INTEREST | P 4,800 | | 2ND TO 5TH YEAR @ 14% INTEREST P.A | P 6,296.83 | | | | | SCHEME B. | | | 10 YEARS TO PAY | | | FIRST YEAR NO INTEREST | P 2,400 | | 2ND TO 10TH YEAR @ 14% INTEREST P.A | P 4,232.73 | | | | | | | | | | | ALTERNATIVE 3 ( 20% OUTRIGHT DOWN ) | | | 20% DOWNPAYMENT | P 72,000 | | LESS RESERVATION FEE | P 5,000 | | 10% DISCOUNT IN OUTRIGHT DOWN | P 7,200 | | NET DOWNPAYMENT | P 59,800 | | | | | 80% BALANCE | P 288,000 | | | | | MONTHLY AMORTIZATION | | | 2 YRS. TO PAY ZERO INTEREST | P 12,000 | | | | | NOTE: COVERED BY 24 MONTHLY POSTDATED CHECKS | **Thru in-house finance NOTE:
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