Pines Townhouse
Buy Your Family A Dream Home.... For Just Php 1,090,000!
Nice Place, Nice Location, Near Amenties and Entrance Gate!
Grab This 50% Reservation Fee Discount!!!
Very Special Promo from December 1 to January 15, 2013 Only!
Call Or Text Us @
+63908- 884-7374
+63915-138-5402
+63923-518-7418
Details of Pines Townhouse Model
|
Village Name |
Carmona Estates
|
|
Location |
Brgy. Lantic Carmona Cavite
|
|
House Model Name - Inner Unit |
Pines Townhouse
|
|
House Type |
2 Storey Townhouse
|
|
House Area |
60 square meters |
|
Lot Area |
50 square meters |
|
No. of Bedrooms |
3
|
|
No. of Toilet and Bath |
2
|
|
Garage |
1
|
|
Accepted Housing Loan Financing |
In House, Bank, Pag-ibig Financing
|
About Pines Townhouse
Pines Townhouse is the model house of Pinecrest Village, one of the villages located inside Carmona Estates, a 110 hectare property development cnviniently located in Carmona, Cavite, Philippines. It has 5 villages which are interconnected yet have individual gate and entrances for better security. It has 2 main entrance gate - Gate 1 leads to Southwoods Exit while Gate 2 leads to Carmona Market, a mere 5 minutes away from Carmona (SLEX) Exit.
Carmona Estates is about 40 kilometers from Luneta. But with the new South Superhighway (SLEX) and the new SKYWAY, travel time to Carmona will only be 30 minutes from Makati.
Another thing about Carmona Estates is it is flood free. The area is 60 feet above sea level.
Transportation is very accessible. There are vans or fx that goes to Makati and Lawton that are stationed right inside Carmona Estates. There are Busses too in Carmona Market (about 5 minutes from the village) that ply Makati and Lawton. Then there are shuttle (multicab) service exclusive for Carmona Estates homeowners only that ply in and out of the villages. Its main terminal is at the Waltermart.
A new school is located right inside Carmona Estates.. From Prep, Elementary to HighSchool.
It is very easy to buy a Pines Townhouse because there are 4 choices of financing that will surely fit your budget:
1. Direct Pagibig - Developer will process your loan with Pagibig office. All you need is submit those required documents. With Pagibig Financing, you will only be paying for the miscellaneous fees or processing fees. Paying for the house will only start once you have fully paid the miscellaneous fees in 12 months.
2. Inhouse Financing - This kind of financing is ideal for Buyers who don't have the required documents needed like those married to foreigners, immigrant or those who are not working but have support from other countries. Buyers will not be interviewed or asked if they can afford to pay or not.
3. Bank Financing - Developer will process the loan with accredited banks like Metrobank and UCPB. Banks will require proof of income to support capacity to pay the loan.
4. Cash Defferred Payment - Payment in 24 monthly installment without interest. This is considered as CASH Payment.
Pines Th Sample Comparative Computation
|
Pines th |
Option 1 |
Option 2 |
Option 3 |
|
Financing |
Bank |
In-House |
Pag-ibig |
|
Floor area |
60 square meters |
60 square meters |
60 square meters |
|
Lot area |
50 square meters |
50 square meters |
50 square meters |
|
. |
. |
. |
. |
|
Selling Price |
1,090,000.00 |
1,090,000.00 |
1,090,000.00 |
|
Add. Processing Fee |
87,200.00 |
49,050.00 |
130,800.00 |
|
Total Contract Price |
1,177,200.00 |
1,139,050.00 |
1,220,800.00 |
|
Less Loanable amount |
959,200.00 |
872,000.00 |
1,090,000.00 |
|
Required Equity |
218,000.00 |
267,050.00 |
130,800.00 |
|
Less Reservation Fee |
10,000.00 |
10,000.00 |
10,000.00 |
|
Net Required Equity |
208,000.00 |
257,050.00 |
120,800.00 |
|
DP in 12 months |
17,333.33 |
21,420.83 |
10,066.67 |
|
. |
. |
. |
. |
|
Monthly Amortization |
. |
. |
. |
|
05 |
21,144.69
Req. Salary: 70,482.32
|
22,638.11 |
. |
|
10 |
13,470.71
Req. Salary: 44,902.37
|
17,929.09 |
23,735.65 |
|
15 |
11,130.73
Req.Salary: 37,102.44
|
MAX. 10 YRS |
14,361.52 |
|
20 |
10,104.21
Req. Salary: 33,680.68
|
. |
11,005.88 |
|
25 |
Max. of 20 yrs. |
. |
10,368.95 |
|
30 |
. |
. |
10,010.96 |
MUST READ NOTES:
1. PAGIBIG Financing will be process by Developer. Just submit required documents.
2. Transfer of Title cost is already included in Pagibig financing.
3. House turn-over will be within 1-3 months from fullpayment of equity.
4. House improvement will NOT be allowed during construction.
5. Reservation and equity payment are not refundable. But it is transferrable.
6. Insurance are included in the monthly amortization.

Turn-over unit
Corner lot with modified Balcony
The balcony in the picture is not the actual size when turn-over.
It is already modified for the purpose that to give an idea to all of house viewers.
Floor has no tiles yet
Buyers are free to choose the kind of tiles and other floor accessories
that they want to install. They can do whatever they want in their house after
of house acceptance but not violate the implemented law and principle of the village .
Walls are painted w/ plain white color
Master Bedroom in the second floor with access door to
Balcony @ Comfort room
Mini-Balcony can be extend forward to inhance more house space
and become shade of the car garage
Steel Casement Windows
All windows are deliberate to be big for the well-kept
distribution of air and natural light inside of house
All walls are painted in plain white color
Concrete stairway w/ steel handrails
Toilet @ Bath floor has tiled already!
Dressed-up Model
Pictures below are the dressed-up version of pines turn-over unit. Exterior and interior figure are completely
changes, with complete house furnitures and accessories to show the figure of house when completely
finished. All of this was made by the developer for the purpose that to give a little help to all buyers and
even for the house viewers by giving them an idea if how they can make their house look appealingly by the help of the dressed-up unit.
Frequently Asked Questions
Reservation
Is Php 10,000.00 for Pines Townhouses Model. It is not refundable incase you decides to cancel the reservation but it is part of the equity. You can transfer your reservation and equity payment to other person or unit provided same agent and developer.
Monthly Equity
Your first equity will start 30-40 days after paying the reservation. Hindi po sabay ang pagbabayad ng reservation at first equity. Equities paid are not refundable if account is cancelled. But you can transfer payments (penalties/interest will be deducted for delayed accounts) to another unit provided under same name or owner and same Agent/Developer.
What is Equity?
It's the difference between the Total Contract Price of a property and the loanable amount the Buyer owes to Pagibig.
Monthly Amortization
Your first monthly amortization will start after full payment of equity. Hindi po magsasabay ang monthly equity at monthly amortization.
When can Buyer move-in or transfer?
After loan take out from Pagibig. Estimated time, 2-3 months after full payment of equity. Developer will inform you by sending Notice of Completion.
House improvements/expansion
Developer allow renovation & improvement on the house after you have accepted the unit.
Questions @ Concerns About Pagibig Membership
I stopped paying my monthly contributions since 2 years ago. Can I still apply? Yes. you can still apply for housing loan. Just reactivate your membership by paying and updating your monthly contribution.
My contribution is less than 2 yrs. What shall I do to qualify for the loan? Just pay in lumpsum the remaining months of the required 2 yrs membership.
I'm now a US citizen, can I still apply for Pagibig housing? - Yes. Just apply for POP membership in our Embassy near your place. And pay in lumpsum the 24 months required membership. So you can apply for a housing loan.
1.) REQUIRED DOCUMENTS - IN-HOUSE FINANCING
1.)Valid ID & TIN No.
2.) 3 pcs. ID picture 1x1 (husband & wife & Atty. in Fact)
3.) Residence Certificate (husband & wife Atty in Fact)
4.) Birth Certificate (for Single) or Marrriage Contract (for Married)
5.) Certificate of Employment
6.)Postdated checks: Developer will give a Bank Referral Letter so Buyer
can open a checking account. Only Php5,000.00 to open an account.:
A.) 12 pcs. as per Dp/Equity term choosen
B.) 36 pcs. for Monthly Amortization
C.) 1 pc. Guarantee Check
D.) 4 pcs. Real Property Tax for 5 yrs. or 9 pcs. for 10 yrs.
E.) TOTAL CHECKS .....53 CHECKS
IF OFW, ADD THESE DOCUMENTS:
7.) Passport
8.) Special Power of Attorney
2.) REQUIRED DOCUMENTS - BANK / PAGIBIG FINANCING
1.) 3 pcs. ID picture 1x1 (applicant)
2.) 2 Valid ID's (if married: husband & wife & Attorney-in-Fact)
3.) Cedula
4.) Birth Certificate (if single) or Marriage Contract ( if Married)
5.) Proof of Billing Address or Certification from Owner if Renting
6.) Payslip (6 months)
7.) Photocopy of Bank Book (last 6 months)
8.) TIN
9.) Certificate of Employment with Compensation - Consularized
10.) Latest Income Tax Return or ITR (OFW are exempted)
11.) Postdated Checks: Developer will give Bank Referral Letter so Buyer can open a checking account. Only Php5,000.00 to open an account
A.) 12 pcs. Downpayment or According to DP terms
B.) 36 pcs. for Monthly Amortization
C.) 1 pc. Guarantee Check
D.) 4 pcs. Real Property Tax for 5 yrs. or 9 pcs. for 10 yrs.
E.) TOTAL CHECKS .....53 CHECKS
IF OFW, ADD THESE DOCUMENTS:
12.) Passport
13.) Special Power of Attorney duly Consularized in place of Work
14.) Job ContracT
Send An Email