Carmona Estates - Pines Townhouse |
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Pines Townhouse ; Pinecrest Village at Carmona Estates
Floor Area: 60sqm | Lot Area: 50sqm (Can comfortably fit 6 people)
1 Bedroom / 1 Toilet and Bath / 1 Car Garage - Ground Floor
2 Bedroom / 1 Toilet and Bath / Terrace - Second Floor
Pag-Ibig, Bank, and In-House Financing are Accepted
Small Family's Starting-Out Ideal Place
Only P10,000 to reserve for a unit.
Low Monthly Amortization of P9,165/mo. thru Pag-Ibig Financing 30yrs
House Features:
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3 Bedrooms
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Living Room
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Kitchen
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Dining
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2 Toilet and Bath
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Laundry Area
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Provision for One-Car Garage
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Provision for Front Lawn
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Provision for CATV, Telephone and AC Outlet
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House Finish:
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Pre-Painted Long Span Roofing
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Painted Exterior and Interior Walls
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Ceramic Bathroom Fixtures
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Tiled Kitchen Counter with Stainless Sink
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Tiled Toilet and Bath
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SAMPLE COMPUTATIONS:
Option 1: PAG-IBIG FINANCING:
Price Range: P1,060,000.00 to P1,150,000.00
Option 1: Through Pag-Ibig
Selling Price |
Php 1,090,000.00 |
Add: Processing Fee |
Php 130,800.00 |
Total Contract Price |
Php 1,220,800.00 |
Less: Loanable Amount to Pag-ibig |
Php 1,090,000.00 |
Required Equity |
Php 130,800.00 |
Less: Reservation Fee |
Php 10,000.00 |
Net Equity |
Php 120,800.00 |
Monthly Equity for 12 months |
Php 10,066.67 |
Monthly PAG-IBIG Amortization:
30 yrs @ 9.5% |
Php 9,165.31 |
25 yrs @ 9.5% |
Php 9,523.29 |
20 yrs @ 9.5% |
Php 10,160.23 |
15 yrs @ 9.5% |
Php 11,382.05 |
10 yrs @ 9.5% |
Php 14,104.33 |
5 yrs @ 9.5% |
Php 22,892.03 |
NOTE:
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MRI and FIRE Insurance are Not yet included.
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Maximum of 12 months downpayment term for Pag-ibig financing.
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Maximum terms of loan varies depending on Buyer's age.
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Loan must be paid before Buyer reaches 70 yrs. old.
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Processing Fees includes Transfer of Title, Advance One Year Fire/MRI insurance,
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one year advance property tax and other blueprints.
Option 2: BANK FINANCING:
Selling Price |
Php 1,090,000.00 |
20% Down Payment |
Php 218,000.00 |
Less: Reservation |
Php 10,000.00 |
Net Down Payment |
Php 208,000.00 |
Payable in 12mo. |
Php 17,333.33 |
Loanable Amount |
Php 872,000.00 |
Add: Legal and Misc. Fees |
Php 87,200.00 |
Total Loanable Amount |
Php 959,200.00 |
Monthly Amortization @10.5% Interest (Bank Financing):
20 yrs. |
Php 9,576.46 |
15 yrs. |
Php 10,602.99 |
10 yrs. |
Php 12,942.97 |
05 yrs. |
Php 20,616.95 |
NOTE:
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Fire and MRI insurance are Not yet included.
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Move-in on the 13th to 15th month or after paying downpayment
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Processing Fees includes Transfer of Title.
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Interest rate is reference only.
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Prevailing interest rate will apply upon loan takeout.
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Bank terms for OFW and locally employed is 20 yrs.
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Developer will process loan. Tied up with Metrobank and UCPB.
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Bank maximum approved amount will depend on salary & age (loan maturity is 65 yrs. old)
Option 3: In-House Financing (Inner Unit)
Selling Price |
Php 1,090,000.00 |
Down Payment |
Php 218,000.00 |
ADD: Legal and Misc. Fees |
Php 49,050.00 |
Total Down Payment |
Php 267,050.00 |
LESS: Reservation |
Php 10,000.00 |
Net Down Payment |
Php 257,050.00 |
Payable in 12 months |
Php 21,420.83 |
Total Remaining Balance |
Php 872,000.00 |
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Amortization Excluding Insurance Fees:
10yrs. |
Php 17,434.04 |
6yrs. |
Php 22,143.07 |
NOTE:
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Fire & MRI insurance not included. Estimated at .0005% of loanable amount.
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Transfer of Title cost not included.
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Processing fees includes One year Advance Real Property Tax & Insurances,
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Advance Homeowners Dues and Documentation/Notarial Fees.
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In-house processing will be processed by the Developer. Buyer just need to submit requirements
For Inquiries and Free Tripping please contact
Name : Ma. Eloisa V. Acebedo
Smart # +63939-147-0073
Sun # +63923-607-0986
Email add : [email protected] / [email protected]
Websites : www.philippineshouseforsale.webs.com / www.medva.sulit.com
Yahoo Messenger : mevacebedo
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